Show All Answers

1. Who can I contact for more information or an application for a housing rehabilitation loan?

To obtain additional information about the Housing Rehabilitation Loan Program and/or to obtain a loan application, contact Theresa Dobbs at (949) 461-3473.

2. What home improvement items are eligible for assistance?

Repairs that are eligible in the program include roofing, windows, exterior and interior painting, plumbing, electrical, energy/weatherization items, garage doors, and other common home repairs. Income limits and other qualifications apply. Click here for more information.

3. Does the City have funds to assist with home repairs?

Yes. The Housing Rehabilitation Program provides qualified homeowners with either a zero percent deferred interest loan or a three percent interest loan, funded with Community Development Block Grant funds.

4. What is the maximum loan amount?

Homeowners may receive up to $30,000 while mobile home owners are eligible to receive up to $15,000 for home improvement items. Applicants must qualify as low or moderate-income households, homes must be owner-occupied, and must meet the income limit of 80% of the Area Median Income.

There are no monthly payments on the loan. The total principal payment is due at the time of sale or transfer of title/ownership. Additionally, a 3% loan that has amortized payments over a fifteen (15) year period is available if you would like to make payments.

5. What home improvement items are eligible for assistance?

Through partnership with the City of Lake Forest, HERO (Home Energy Renovation Opportunity) is available to residents as an affordable way to make energy efficient upgrades to your home. Repairs that are eligible in the program include roofing, windows, plumbing, electrical, energy/weatherization items, garage doors, and other common home repairs. Income limits and other qualifications apply. For more information, visit HERO’s website at here.

www.heroprogram.com/Lakeforest.