Affordable Housing

Through bond financing with the County of Orange, partnerships with private developers, and State or Federal funding assistance, there are a variety of affordable living alternatives for low and moderate income families.

New Neighborhoods

Housing and Community Services


Housing Choice Voucher Program

Pursuant to a cooperation agreement with the Lake Forest Housing Authority, persons interested in the Housing Choice Voucher Program (formerly Section 8) are referred to the Orange County Housing Authority.
Housing Choice Voucher Program

Affordable Housing In New Neighborhoods

  • Of the new housing developments in Lake Forest, only Baker Ranch has an affordable housing apartment complex (The Arroyo at Baker Ranch).  To inquire regarding availability and/or wait-list time, please contact the apartment complex at (949) 380-0311.  
  • The new Portola Center development, which will be located at the intersection of Glenn Ranch Road and Saddleback Ranch Road, will feature an affordable housing complex age-restricted for senior citizens.  Please note: This project is not yet under construction and no date has been set yet for the start of construction. The project developer (Baldwin & Sons) has advised that a sign with a telephone number to call for more information will be placed on the site prior to the start of construction.

Home Ownership

The County of Orange offers a homeownership program whereby participants may be able to use housing assistance subsidies for mortgage payments.  For more information, please visit

First Time Home Buyer’s Program 

First time home buyers interested in purchasing in Lake Forest may wish to apply for a Mortgage Credit Certificate (MCC) with the National Homebuyers Fund (NHF). The MCC Program is a federal tax credit program that allows you to take a federal income tax credit of up to 20 % of the annual interest you pay on your home. Because the MCC reduces your federal income taxes and increases your net earnings, it may be helpful in qualifying you for your first home mortgage. The MCC is registered with the IRS, and it continues to decrease your federal income taxes each year for as long as you live in your home.  For more information on the Mortgage Credit Certificate Program please visit NHF’s website.  Additionally, the NHF offers a Down Payment Assistance Program.  

Rental Housing

The County of Orange maintains an affordable housing rental list, which contains contact information for affordable rentals throughout the County. To view the list, please visit the Affordable Rental Housing List.